{"id":24422,"date":"2026-09-04T15:35:00","date_gmt":"2026-09-04T15:35:00","guid":{"rendered":"https:\/\/cm-fronteira.pt\/?p=24422"},"modified":"2026-09-04T15:37:42","modified_gmt":"2026-09-04T15:37:42","slug":"conversao-dos-certificados-de-aforro-fisicos-series-a-b-e-d-para-formato-digital","status":"publish","type":"post","link":"https:\/\/cm-fronteira.pt\/pt\/conversao-dos-certificados-de-aforro-fisicos-series-a-b-e-d-para-formato-digital\/","title":{"rendered":"Convers\u00e3o dos Certificados de Aforro f\u00edsicos (S\u00e9ries A, B e D) para formato digital"},"content":{"rendered":"<p><\/p>\n<p id=\"p-rc_0073146294eef57e-47\" data-path-to-node=\"3\"><span data-path-to-node=\"3,0\">Informamos os mun\u00edcipes que decorre at\u00e9 <strong>29 de novembro de 2029<\/strong> o processo de convers\u00e3o para formato escritural (eletr\u00f3nico) dos t\u00edtulos f\u00edsicos em papel dos Certificados de Aforro das S\u00e9ries A, B e D<\/span><span data-path-to-node=\"3,2\">.<\/span><\/p>\n<p id=\"p-rc_0073146294eef57e-48\" data-path-to-node=\"4\"><span data-path-to-node=\"4,0\">Esta iniciativa, promovida pela Ag\u00eancia de Gest\u00e3o da Tesouraria e da D\u00edvida P\u00fablica (IGCP, E.P.E.) em colabora\u00e7\u00e3o com a Dire\u00e7\u00e3o-Geral das Autarquias Locais (DGAL), visa modernizar e garantir maior seguran\u00e7a na gest\u00e3o dos Certificados de Aforro<\/span><span data-path-to-node=\"4,2\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 data-path-to-node=\"6\"><b data-path-to-node=\"6\" data-index-in-node=\"0\">O que precisa de saber:<\/b><\/h3>\n<ul data-path-to-node=\"7\">\n<li>\n<p id=\"p-rc_0073146294eef57e-49\" data-path-to-node=\"7,0,0\"><span data-path-to-node=\"7,0,0,0\"><b data-path-to-node=\"7,0,0,0\" data-index-in-node=\"0\">Prazo do procedimento:<\/b> O processo teve in\u00edcio a 5 de janeiro de 2026 e prolonga-se at\u00e9 <b data-path-to-node=\"7,0,0,0\" data-index-in-node=\"87\">29 de novembro de 2029<\/b><\/span><span data-path-to-node=\"7,0,0,2\">.<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-50\" data-path-to-node=\"7,1,0\"><span data-path-to-node=\"7,1,0,0\"><b data-path-to-node=\"7,1,0,0\" data-index-in-node=\"0\">A\u00e7\u00e3o necess\u00e1ria:<\/b> A convers\u00e3o deve ser solicitada pelos pr\u00f3prios titulares<\/span><span data-path-to-node=\"7,1,0,2\">.<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-51\" data-path-to-node=\"7,2,0\"><span data-path-to-node=\"7,2,0,0\"><b data-path-to-node=\"7,2,0,0\" data-index-in-node=\"0\">Onde realizar:<\/b> Numa loja da rede dos <b data-path-to-node=\"7,2,0,0\" data-index-in-node=\"37\">CTT<\/b> (preferencialmente com agendamento pr\u00e9vio no site dos CTT) ou numa <b data-path-to-node=\"7,2,0,0\" data-index-in-node=\"108\">Loja do Cidad\u00e3o<\/b> habilitada para o efeito<\/span><span data-path-to-node=\"7,2,0,2\">.<\/span><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"7,3,0\"><b data-path-to-node=\"7,3,0\" data-index-in-node=\"0\">Documentos necess\u00e1rios:<\/b><\/p>\n<ul data-path-to-node=\"7,3,1\">\n<li>\n<p id=\"p-rc_0073146294eef57e-52\" data-path-to-node=\"7,3,1,0,0\"><span data-path-to-node=\"7,3,1,0,0,0\">T\u00edtulos f\u00edsicos em papel dos Certificados de Aforro<\/span><span data-path-to-node=\"7,3,1,0,0,2\">;<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-53\" data-path-to-node=\"7,3,1,1,0\"><span data-path-to-node=\"7,3,1,1,0,0\">Documentos de identifica\u00e7\u00e3o pessoal e fiscal portuguesa (para confirma\u00e7\u00e3o e atualiza\u00e7\u00e3o obrigat\u00f3ria de dados)<\/span><span data-path-to-node=\"7,3,1,1,0,2\">;<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-54\" data-path-to-node=\"7,3,1,2,0\"><span data-path-to-node=\"7,3,1,2,0,0\">Comprovativos de IBAN, morada fiscal e situa\u00e7\u00e3o profissional<\/span><span data-path-to-node=\"7,3,1,2,0,2\">;<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-55\" data-path-to-node=\"7,3,1,3,0\"><span data-path-to-node=\"7,3,1,3,0,0\">Contactos obrigat\u00f3rios (e-mail e\/ou telem\u00f3vel)<\/span><span data-path-to-node=\"7,3,1,3,0,2\">.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">Altera\u00e7\u00f5es importantes:<\/b><\/h3>\n<ul data-path-to-node=\"10\">\n<li>\n<p id=\"p-rc_0073146294eef57e-56\" data-path-to-node=\"10,0,0\"><span data-path-to-node=\"10,0,0,0\"><b data-path-to-node=\"10,0,0,0\" data-index-in-node=\"0\">Amortiza\u00e7\u00e3o autom\u00e1tica:<\/b> Os Certificados das S\u00e9ries A e B n\u00e3o convertidos at\u00e9 <b data-path-to-node=\"10,0,0,0\" data-index-in-node=\"77\">29 de novembro de 2029<\/b> ser\u00e3o automaticamente amortizados<\/span><span data-path-to-node=\"10,0,0,2\">. O valor ser\u00e1 transferido para o saldo \u00e0 ordem da conta aforro no IGCP e deixar\u00e1 de vencer juros a partir dessa data<\/span><span data-path-to-node=\"10,0,0,4\">.<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-57\" data-path-to-node=\"10,1,0\"><span data-path-to-node=\"10,1,0,0\"><b data-path-to-node=\"10,1,0,0\" data-index-in-node=\"0\">Fim da figura do movimentador:<\/b> Desde 5 de janeiro de 2026, a figura do movimentador foi eliminada<\/span><span data-path-to-node=\"10,1,0,2\">. A movimenta\u00e7\u00e3o passa a ser feita exclusivamente pelo titular ou por procurador com poderes espec\u00edficos<\/span><span data-path-to-node=\"10,1,0,4\">.<\/span><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-58\" data-path-to-node=\"10,2,0\"><span data-path-to-node=\"10,2,0,0\"><b data-path-to-node=\"10,2,0,0\" data-index-in-node=\"0\">Transmiss\u00e3o por heran\u00e7a:<\/b> A transmiss\u00e3o por morte do titular das S\u00e9ries A, B e D passa a ser efetuada obrigatoriamente por registo digital nas contas dos herdeiros e com inutiliza\u00e7\u00e3o dos t\u00edtulos em papel<\/span><span data-path-to-node=\"10,2,0,2\">.<\/span><\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"12\"><b data-path-to-node=\"12\" data-index-in-node=\"0\">Para mais informa\u00e7\u00f5es:<\/b><\/h3>\n<ul data-path-to-node=\"13\">\n<li>\n<p data-path-to-node=\"13,0,0\"><b data-path-to-node=\"13,0,0\" data-index-in-node=\"0\">Website:<\/b> <a class=\"ng-star-inserted\" href=\"https:\/\/www.igcp.pt\/\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahgKEwjKl93sndWWAxUAAAAAHQAAAAAQxQE\">www.igcp.pt<\/a><\/p>\n<\/li>\n<li>\n<p id=\"p-rc_0073146294eef57e-60\" data-path-to-node=\"13,1,0\"><span data-path-to-node=\"13,1,0,0\"><b data-path-to-node=\"13,1,0,0\" data-index-in-node=\"0\">Linha CTT:<\/b> 210 471 616 (dias \u00fateis, das 8h30 \u00e0s 19h30 \u2014 custo de chamada para a rede fixa nacional)<\/span><\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-scaled.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-24425 size-full\" src=\"https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-scaled.jpg\" alt=\"\" width=\"2193\" height=\"2560\" srcset=\"https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-scaled.jpg 2193w, https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-257x300.jpg 257w, https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-877x1024.jpg 877w, https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-768x897.jpg 768w, https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-1316x1536.jpg 1316w, https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-1754x2048.jpg 1754w, https:\/\/cm-fronteira.pt\/wp-content\/uploads\/2026\/09\/Conversao-dos-Certificados-de-Aforro-fisicos-Series-A-B-e-D-para-formato-digital-1320x1541.jpg 1320w\" sizes=\"auto, (max-width: 2193px) 100vw, 2193px\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Informamos os mun\u00edcipes que decorre at\u00e9 29 de novembro de 2029 o processo de convers\u00e3o para formato escritural (eletr\u00f3nico) dos t\u00edtulos f\u00edsicos em papel dos Certificados de Aforro das S\u00e9ries A, B e D. Esta iniciativa, promovida pela Ag\u00eancia de Gest\u00e3o da Tesouraria e da D\u00edvida P\u00fablica (IGCP, E.P.E.) em colabora\u00e7\u00e3o com a Dire\u00e7\u00e3o-Geral das [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":24427,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[1384],"tags":[],"class_list":["post-24422","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"acf":[],"_links":{"self":[{"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/posts\/24422","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/comments?post=24422"}],"version-history":[{"count":4,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/posts\/24422\/revisions"}],"predecessor-version":[{"id":24432,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/posts\/24422\/revisions\/24432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/media\/24427"}],"wp:attachment":[{"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/media?parent=24422"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/categories?post=24422"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cm-fronteira.pt\/pt\/wp-json\/wp\/v2\/tags?post=24422"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}